With the world's economy in the toilet and the job market right there with it, should we be rethinking luxuries like hot stone massages and eyelash tinting (see top-rated mascaras here) when, sigh, the money's probably better suited in a 401K or something?

Listen, I'm all about pampering, it's just that, in the interest of frugality, some things, like a relaxing foot soak or facial scrub can be done in the comfort of your own home (with natural recipes like these) and save you big bucks. Of course, when it comes to services like a bikini wax or microdermabrasion, it's probably well worth it to go to a pro.

So what do you think, are salon and spa treatments worth the expenditure? Here's some expert advice on which services you can swing at home and which are worthy of the splurge.

Go to the salon for … Blonde Highlights

Why? Experts agree that hair color is a tricky thing and highlights are hard to do because the application needs to be super-precise.

Money-Saving Tip: A partial highlight costs a fraction of the price of a full-head but gives the same overall effect.

Do Brunette Color at Home

Why? Modern day at-home color kits make it easy to do a good job. Just be careful to select "a color that's a shade lighter than you think" advises celeb hairstylist Jessica Tingley.

Go to the Spa for … Deep Skin Cleansing

Why? Picking at your skin never yields good results and only experts really know what products and procedures will work for your skin type.

Money-Saving Tip: Have your aesthetician recommend a few key products that will help you maintain a great complexion between visits.

Do Facial Masks at Home

Why? Applying a mask is a great way to thoroughly cleanse your skin of impurities and are easy (and relatively risk-free) to do on your own. Try one of these easy DIY skin recipes.

•Find out if other services (like massages and blow outs) are worth the splurge.

•Give a great (free) massage at home with these easy-to-follow, expert tips.

•Learn fantastic skin care tips and find out which are the best and worst skin care products out there.

•Want in on a little beauty discount secret? See how to get great deals and exclusive offers on beauty products here.

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