The holiday season has officially started (at least according to the displays at every major retail store), and we're already in the mood for festive attire. While this time of the year usually has us wanting anything with a splash of sparkle or glitter, this year we're opting for a more sophisticated trend straight from the runways of New York Fashion Week: jewel-encrusted accessories. Jewel-encrusted clutches, footwear and hair accessories give your outfit the perfect dose of sparkle in a more understated way. Choose one accessory or pile on multiples for a look that is surprisingly versatile.

The models at Dolce & Gabbana's fall 2014 fashion week show didn't need dramatic makeup or intricate hairstyles. The jewel- and pearl-encrusted hair accessories were enough to steal the show.

The cheery colors and bright jewels on this Dior clutch may feel more appropriate for warmer weather, but when paired with rich fall hues like navy or emerald, the punch of color is just right.

The intricately beaded ballet flats paired with lace gowns at Dolce & Gabbana's fall show taught us an important fashion lesson: While both items are richly textured, they work together when they're the same shade.

Chunky gemstone pendant necklaces create balance paired with delicate camisole dresses at Versace's fall 2014 New York Fashion Week show. A monochromatic ensemble helps turn a luxe piece like this one into an everyday, wearable accessory.